Published onNovember 27, 2025Best No-Penalty CDs for Short-Term Investment: Flexibility Meets High Yield in 2025personal-financeshort-term-investmentno-penalty-CDsNo-penalty CDs offer a smart balance of high interest rates and flexible access to your money. Here’s a deep dive into the best no-penalty CDs for short-term investing in 2025, with real-life insights and what I'd do differently.